Umbrellas provide personal liability coverage above and beyond the liability coverage provided in the auto and homeowner's insurance. If a person is involved in an accident in which an adult's death occurs as a result of the accident, the wrongful death statute in Wisconsin states that the deceased's survivors may be awarded a payment in the amount of $350,000. If a child's death results from the accident, the wrongful death statute states that his/her survivors may be awarded a payment of $500,000. If a person is involved in an accident where a couple people are killed, the auto bodily injury liability limits will soon be exhausted.

This is where the umbrella limits come into play. Umbrella limits typically provide $1 million, $2 million or $5 million of coverage. This limit comes into play when a covered liability loss exceeds the auto or home limits.

Contact a representative from Indianhead, Dowd-Reliance, or County Line today for more information on Umbrellas offered in Northwestern Wisconsin.